Above, Richard Cavanaugh stands in the center of the 54-unit apartment complex he developed alongside a Rancho Santa Fe retail center which are the final elements of the Whispering Palms project he started 55 years ago.

Above, Richard Cavanaugh stands in the center of the 54-unit apartment complex he developed alongside a Rancho Santa Fe retail center which are the final elements of the Whispering Palms project he started 55 years ago. Photo by Jamie Scott Lytle.

— At 93, Richard Cavanaugh still flies his single-engine, two-seater airplane, regularly rides one of the four horses he keeps at a San Marcos stable, and until recently went to his Rancho Santa Fe office nearly every day to finish work on the project he started 55 years ago...

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