Greg Gancarz, left, is PointPredictive’s head of analytics and scoring. Frank McKenna, one of the firm’s founders, is chief fraud strategist.

Greg Gancarz, left, is PointPredictive’s head of analytics and scoring. Frank McKenna, one of the firm’s founders, is chief fraud strategist. Photo by Jamie Scott Lytle.

— Outstanding auto loans in the United States last year topped a record $1 trillion...

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